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St. James Parish Credit Union

Loans


AUTO LOAN RATES FOR BOTH NEW AND USED HAVE NEVER BEEN LOWER!

Call us before you shop for some great shopping tips!

 CURRENT LOAN RATE SHEET


 CLICK HERE TO APPLY ONLINE TODAY!

NO APPLICATION FEES [* excludes real estate secured loans]

NO CLOSING FEES

FREE CREDIT REPORT AND CREDIT SCORE REVIEW!

QUICK AND EASY LOAN CLOSINGS!

 

 

REFINANCING - PERHAPS?

Perhaps you took advantage of a 0% financing deal and now your financial situation has changed -- you've lost a secondary job, had work hours reduced, and so on.  The bottom line is, you no longer can afford that hefty car payment. Give us a call and we can see what we can do for you in reducing your payments and easing your monthly obligations.

Perhaps you have a loan at a higher interest rate elsewhere.  If you have financed within the last 2 years it is worth looking at refinancing.  Even by pushing the interest rate on your auto loan down a percentage or two, the money you save by refinancing adds up!

Perhaps part of your dealership rebate was that you had to finance through the dealership in order to get the rebate on a vehicle.  No doubt your rate is well above market!  Most of these types of arrangements require you to make at least 1-3 payments on your loan with the dealership and then you can refinance! 

Perhaps you purchased a new auto and now you find that the rate you got wasn't the best deal in town.  We will provide you the new auto rate as long as you refinance with us within six month/6000 miles!

Perhaps you need some additional cash for car repairs, vacation, education, etc.  You can refinance your current auto loan and get "cash out" or if your title on your vehicle is free and clear you can put it up as security for a loan.  An auto secured loan typically has a much lower loan rate than a personal loan!

Perhaps......we need to get together and see if St. James Credit Union can help with a refinance!

 

CURRENT LOAN RATES

LOAN PAYMENT CALCULATOR

                                            *Disclaimer: Calculators are not guarentees of credit.

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HOME EQUITY LOANS

  • FIXED-RATE

  • FIXED TERM

  • FIXED PAYMENT

AVAILABLE

AS LOW AS

5.00% APR

5 YEARS

HOME EQUITY LINES

AVAILABLE

[Call for details and to apply]

 

STJPCU NMLS#462490  JULIE BRUZINA NMLS #466343   MILLIE NIE NMLS #478637

NMLSCONSUMERACCESS.ORG TO GET MOST RECENT STATUS ON OUR CREDIT UNION AND LOAN OFFICERS

 

 

SKIP - A - PAY

Every January/February and June/July we offer a program that allows you to skip a payment as long as your loan is current and NOT secured by real estate.  All loan members receive notice of this offer in December and May of each year and are asked to complete a form and return to us.  If you haven't received your invite to SKIP-A-PAY please contact the office.   By skipping a payment you can redirect those dollars to pay down higher paying debt (ie: credit cards) or by skipping a summer payment you can use those dollars for a vacation, fun day in the sun, etc.  Call Memberline 513.385.5921 TODAY!  SIGN UP NOW!  Click HERE for form.


St. James Parish Credit Union
6195 Cheviot Road, Cincinnati, OH 45247-6120, Ph (513) 385-5921 Fax: (513) 385-0199
Hours: Monday - Friday 9:00am - 3:00pm First Saturday of each month 9:00am - 1:00pm
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