Forms

Skip a Payment Form

Every January/February and June/July we offer a program that allows you to skip a payment as long as your loan is current and NOT secured by real estate. All loan members receive notice of this offer in December and May of each year and are asked to complete a form and return to us. If you haven’t received your invite to SKIP-A-PAY you may print the form.

By skipping a payment you can redirect those dollars to pay down higher paying debt (ie: credit cards) or by skipping a summer payment you can use for dollars for a vacation, fun day in the sun, etc.  

*If you have GAP on your loan there are restrictions to the number of Skip-A-Pays you are permitted without affecting the coverage. If you have questions regarding restrictions please contact us at 513-385-5921.

Automatic Loan Payment Form

This allows you to set up an automatic payment from accounts held elsewhere to make your monthly loan payment(s). Transfers can be made on the 5, 10, 15, 20, 25, and 30 so you should select that nearest to your due date on your loan. For example: If your payment is due the 7th of the month you would select the 5th. Keep in mind that a payment is considered late if we do not receive within10 days of the due date so make sure you select a transfer date that assures we will receive in a timely manner. Automatic payments are pulled 1-3 days (3 days over weekends) ahead of the selected date. If you wish to cancel you must do so at least 3 days prior.

Automatic Transfer From Shares Form

This allows you to transfer from you share savings with us directly to St. James Credit Union loan. Transfers can be made on the 5, 10, 15, 20, 25 and 30 so you should select the nearest to your due date on your loan. For example: If your payment is due the 7th of the month you would select the 5th.  Keep in mind that a payment is considered late if we do not receive within 10 days of the due date so make sure you select a transfer date that assures we will receive in a timely manner. Payment transfers are done on the date you select. If you wish to cancel you must do so at least 3 day prior.

Setting Up Payment Using Bill Payment Programs

If you wish to set up your loan on automatic bill payment systems using your checking account make sure that you provide a FIVE digit account number with upfront zero fill (Ie:  Account 999 would be listed as 00999) and include the alpha suffix of the loan. Keep in mind that a payment is considered late if we do not receive within 10 days of the due date. Most bill payment systems ask that you provide a minimum of five (5) days for payment to reach the receiver so keep this in mind when setting up.

Payee/Address:  St. James Parish Credit Union, 6195 Cheviot Rd, Cincinnati, OH 45247

Routing/Transit:  242077396 (if needed)